Surprisingly easy business loans

Enquire in under 60 secs, funds can land in as little as 4 hours. Most people hear back the same day.

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Say hey to Lovey, formerly Love Finance. Same team, same service, same support—just a new name.
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Why Lovey?

We've funded over 11,000 businesses just like yours up and down the UK. We cut the fluff and make getting funded straightforward. No mountains of paperwork, no jargon designed to trip you up.

4.9/5

Rated on Trustpilot

£500m +

Lent to businesses like yours

#1

Rated SME lender*

11000 +

Businesses funded

*Based on Trustpilot's Best in Non-bank financial service.

Our process

Get a loan in 3 easy steps

Enquire online in 60 secs

Just tell us the basics about your business — it’s quick, easy, and only takes a minute. An enquiry won't affect your credit score.

Review your offers

We look at every option available and handpick the ones that work best for you.

Approved & funded in 4 hrs

Once you're approved and your documents are ready, the money can be in your account in as little as 4 hrs.

Get a quick quote

Select a length and amount for your loan to get an instant estimate

Loan amount
Monthly payment
Get a free quote
Soft search only - your credit score stays untouched

Indicative rates for this term start from 6.9%, based on our panel of lenders. Final rates are subject to individual lender approval and borrower eligibility. You may be offered different terms. Based on average rate of our lowest risk businesses, and current fees, which may be subject to change.

Dashboard

No dashboard drama

Just answer a few business questions and you'll be on your way to getting funded. Tap, type, done.

01

Add your business info

Tell us a little bit about yourself, your business and loan purpose.

02

Upload docs

No paperwork hassle — just drag, drop, and you’re done.

03

You're all set!

We've got everything we need to get the perfect deal for you.

Whatever you need it for, we've got you.

Borrow up to £1 million, unsecured, for a load of reasons.

Growing

Open a new shop, hire more hands, or push your business into new places.

Cashflow

Cover unpaid invoices so you can keep on top of paying staff and suppliers on time.

Stocking up

Buy the stock you need now, so you're ready when your customers are.

Upgrading equipment

Get that shiny new oven, van, or laptop that helps you work faster and better.

Covering unexpected bills

Fix that faulty fridge, replace a leaky roof, or pay a surprise invoice without stress.

Customer love stories

Behind every loan is a business with big plans.

Check out what businesses just like yours had to say about working with us.

Lovey's support helped us take our business to the next level. Highly recommend.
Roozbeh
Posh Designs
In a world of overcomplicated business finance, Lovey kept it simple and effective.
Darren
Elsewhere
Thanks to Lovey, we've been able to grow our customer base and book more events.
Leoni
Amber Hue
FAQ

Your questions answered

Will enquiring about a business loan affect my credit score?

Checking your eligibility has zero impact on your credit score, so there's no need to worry. If you do decide to go ahead, there will be a full check completed which can show up on your credit score. However, this is completely normal when applying for finance. We'll guide you through it and answer any questions you might have.

Can I repay early?

Yes, you can pay off the loan however suits you best, whether that's smaller chunks or all at once. Depending on your deal you may have to pay off the full interest but you always have your account manager at the end of the phone to answer any questions you have

How are you different from a bank?

Banks often look for reasons to say "no." We look for reasons to say "yes." Instead of piles of paperwork and waiting weeks for a decision, we just need a few basic details and most people hear back the same day.

How long does it take?

Speed is our strength. You can enquire in under 60 secs, get a decision the same day in most cases and funds can be in your account in as little as 4 hours.

What do your customers use their business loans for?

Our customers use their loans to fund all kinds of business ventures, from buying new stock and equipment to hiring staff or growing their business. Whether it's a big goal or just covering bills, we've got you.

What if I need more?

Easy. If you need extra funds later, just get in touch with your dedicated account manager. We can help with a top-up or a brand-new loan whenever you're ready.
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From the blog

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You are 5 minutes away from making it happen

  • Credit score not affected
  • Quick and easy application process
  • Unsecured loans up to £750,000