Since 2016, we've funded over £500m to more than 11,000 UK businesses.
Authorised credit lender
Trustpilot
British Bank Awards 2025
In 2016, after seeing too many good UK businesses turned away by banks, Jack started Lovey.
He started it with one simple belief: Good businesses deserve better access to funding - faster.
Businesses shouldn't have to wait three weeks just to hear "no". That's what still drives us today.
"We built Lovey to say yes – fast – to the ones the banks overlook."
Jack Smith
Founder & CEO, Lovey
As demand grew, so did our team. All focused on helping more UK businesses access the funding they need.
A major milestone. Over £100 million provided to UK businesses and thousands of ambitions backed along the way.
Our team passed 100 people as we funded more than £200 million and helped over 5,000 UK businesses.
A new look. The same mission. Lovey (formerly Love Finance) launched with a refreshed brand, but the goal stayed the same: making business finance faster, simpler and more human.
Every business has a different story. We're proud to have played a part in more than 11,000 of them.
We're one of the UK's fastest-growing business finance providers, and we're not done yet.
The five pillars of Lovey, summarised as S.H.I.F.T. - the principles that show up in every decision, every call, every yes.
We make the process easy, from enquiry to payout.
We look for reasons to say yes. Where others see risk, we see potential.
Your business is our business. Your growth is our win.
Finance doesn't have to feel corporate. We keep things friendly, personal and human.
Banks give up at the first hurdle. We find a way through.
We're always on the lookout for good people who want to back great businesses.