Love Finance is now named Lovey  ✦  same team, same great service

Business funding that puts you in control

Unsecured funding for UK companies. Tell us what you need once, and we'll find your best options.

No impact on credit score. No obligation to proceed.
You could borrow
£1k–£1m
Unsecured · 12–72 months
11,000+ businesses funded
Across the UK since 2016
Loans we offer

Pick the loan that fits

What it's for

Borrow up to £1 million, unsecured, for a load of reasons

Growth & expansion

Opening a new location, hire more hands, or push your business into next level.

Cashflow

Cover the quiet months and keep staff and suppliers paid.

Stocking up

Buy the stock you need before your customers come knocking.

Upgrading equipment

That new oven, van, or laptop that helps you work better.

Unexpected bills

Fix a faulty fridge or settle a surprise invoice, stress-free.

Not sure what fits?

Tell us what you need — we'll point you the right way.

what our customers say

Over 2,000+ five-star reviews and counting

Don't take our word for it. Here's what business owners across the UK say about working with Lovey.

YOU'LL LIKELY QUALIFY IF YOU HAVE
  • A UK-registered business

  • At least 6 months of trading history

  • £5,000+ monthly turnover

  • A UK business bank account

Eligibility

Who’s eligible for a business loan?

Every business is different, but this is what we typically look for.

Worried about your credit history? We look at the full picture, not just a number. Being turned down elsewhere isn't the end of the road — you won't know until you apply.
Repayment calculator

What could your repayments look like?

Adjust the amount and term to get an instant estimate. No personal details needed.

How much do you need?
£25,000
Over how long?
24 months

Indicative rates for this term start from 6.9%, based on our panel of lenders. Final rates are subject to individual lender approval and borrower eligibility. You may be offered different terms. Based on average rate of our lowest risk businesses, and current fees, which may be subject to change.

PER MONTH
£0
over 24 months
Amount borrowed
Cost of finance
Representative APR
From 6.9%
Get a free quote
how to apply

How to apply for a business loan

Getting a business loan in the UK through Lovey is a straightforward four-step process.

01
Tell us about your business
Complete our short online application. We ask about your business type, trading history, monthly turnover, and the purpose of the loan.
02
We get the best options for you
We look at every option available and handpick the ones that work best for you. No credit checks take place at this point.
03
Review your offers
You receive clear loan options with stated interest rates, repayment terms, and monthly figures. You choose the right offer for your business.
04
Complete your application
Once you've got the perfect deal, we guide you through the remaining documentation. Most applicants hear back within 24 hours.