Access £1,000 to £750,000 in as little as 4 hours, with flexible terms from 3 months to 6 years. Quotes come with repayment options built around your business.
-min.avif)
Indicative rates for this term start from 6.9%, based on our panel of lenders. Final rates are subject to individual lender approval and borrower eligibility. You may be offered different terms. Based on average rate of our lowest risk businesses, and current fees, which may be subject to change.
Tell us what your business needs and we’ll do the hard work. Compare your options from Lovey and our trusted partners, with no impact on your credit score.
.svg)
Just tell us the basics about your business — it’s quick, easy, and only takes a minute. An enquiry won't affect your credit score.
We’re a lender with access to 50+ funding partners, so we can compare options across the market and help find the right deal for your business.
Once approved, and with your documents ready, we can send the money in just a few hours.
Secure the funds you need without using assets as security. Our unsecured finance business loans are based on your business performance, offering flexible, fast finance with peace of mind.
Our 3 month to 6 year finance provides fast access to funds with flexible repayments, repayments are made to work best for your needs.
.webp){kind=icon}
Free up your cash flow during tax season with VAT business finance. Spread your VAT bill over 3 monthly payments and stay focused on running your business.
Whether you need short-term finance or a longer-term facility, we’re here to help at every stage.
Cover supplier bills, taxes, and operating costs with business finance that smooths out seasonal dips or late payments.
Use our business loans to hire staff, boost marketing, or expand your premises — whatever your growth plans demand.
Invest in new machinery, software, or team training to improve productivity and long-term performance.
Get the short-term business finance you need to secure inventory and supplies — so you never miss an opportunity.
See how UK business owners have used Lovey to access fast, flexible funding when they needed it most.
Completing an enquiry to explore your options will not affect your credit score. Think of it as a gentle nudge, not a knockout punch. We do a soft credit check first—no impact there. If you decide to take the plunge, a hard check will be done, which might give your score a minor nudge. But don’t worry, it's all part of the game, and we'll help you keep things on track!
Absolutely, you can repay early! There are no early repayment fees, so if you find yourself with extra cash, go ahead and knock that loan out sooner. You can pay off chunks whenever you like—you don’t have to clear the whole balance at once. Your term stays the same, but your monthly payments will get a little lighter. It’s a win-win—you save on interest, and we get to celebrate your financial success with you.
Oh, let us count the ways! Where banks are looking for reasons to say "no", we're looking for reasons to say "yes". We're fast, flexible, and fun (yes, finance can be fun!) No stuffy bank vibes here; we combine top-notch tech with a customer-first approach to make your experience smooth and steady.
In a hurry? No worries! Our application process is faster than you can say “business loan.” Okay, maybe not that fast, but we do aim to get you sorted in under 24 hours. Think of it as the financial equivalent of express delivery—without the extra shipping fee.
Our customers are as diverse as they come, using their loans for everything from buying new stock and upgrading tech to expanding their empires. Whether you’re aiming to outshine the competition or just need to keep the lights on, we’ve got you covered. So go ahead, dream big—we love a good success story!
We’ve got your back. If you need a bit more cash, let us know at any point. We’re here to help you navigate your financial journey, whether you need a top-up or a brand-new loan.
2 minute enquiry. 7 Questions. Instant decision. Just like that. Just click “Get offer” to start your application.
One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!
.webp)
Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.
