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Flexible loans designed to help your small businesses grow, hassle-free
Vat loans
Spread your VAT bill across 3 months and keep your cash flow healthy
Fast business loans
Funding in a flash - enquire in seconds and get paid in as little as 4 hours
Unsecured business loans
Get the cash you need, no collateral required - quick and easy
Merchant cash advance
Based on future card sales - with repayments that move with your business
Short-term loans
Fast funds for immediate needs, spaced over 3 - 12 months
Business loan calculator
Get a quick idea of your monthly repayments - on your terms
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Business loans
Loans from
£1,000
to
£750,000
UK SMEs funded in as little as 4 hours. FCA authorised. Decision in 24 hours.
Get a free quote
60-second enquiry. No impact on credit score
★
Trustpilot 4.92
FCA 723310
£400m+ funded
10,000+ UK SMEs
1
60
sec
Apply in 60 seconds
2
24
hrs
Decision in 24 hours
3
4
hrs
Funded in as little as 4 hours
Why Lovey
More routes to a yes
Direct lender + broker
We lend directly and broker across our panel — giving you more routes to a yes.
50+ funder panel
We search across 50+ lenders to find the best deal across the market for your business.
No collateral required
Unsecured lending — no business assets required as security to access funding.
Rates from 6.9%
Indicative panel rate. Final rate subject to lender approval and eligibility.
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What our customers say
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Funded the same day
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You are 5 minutes away from making it happen
Credit score not affected
Quick and easy application process
Unsecured loans up to £750,000
Start your application
