We only do business loans. That means you get faster decisions, better options and funding that fits your needs.
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Other finance companies try to do a bit of everything. We don’t. At Lovey, we only do loans — so we’re faster, sharper, and way more focused on getting you what you need.
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Just tell us the basics about your business — it’s quick, easy, and only takes a minute. An enquiry won't affect your credit score.
With access to 50+ funders, as well as our own book, we compare every option and present you with the best offer for your business.
Once approved, and with your documents ready, we can send the money in just a few hours.
Keep your business running smoothly. Cover day-to-day costs, quiet seasons, or surprise bills with flexible cash flow support.
Borrow up to £750,000 without putting up any assets. We look at how your business performs, not what you own.
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Need money fast? Get quick funding for urgent costs or opportunities, with repayment terms from 3 to 12 months.
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Turn big VAT bills into smaller monthly payments. Stay on top of cash flow when tax time hits.
Borrow up to £750,000 and put it to work where your business needs it most — from everyday costs to big growth plans.
Cover everyday costs like bills, tax, or supplier payments — without worrying about cash flow getting in the way.
Hire new staff, boost your marketing, or open another location. Use our loans to take the next step with confidence.
Invest in new machines, software, or training for your team to work smarter and perform better.
Get quick funding for stock, materials, or urgent orders — so you’re always ready to deliver.
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We’ve helped thousands of businesses grow, and the proof is in the numbers below. Simple, honest, and a little less boring than the usual finance stuff.
Rated on Trustpilot
Lent to businesses like yours
Rated SME lender*
Businesses funded
*Based on Trustpilot's Best in Non-bank financial service.
We offer small business loans in various amounts, whether you need just enough to buy a fancy coffee machine or enough to expand your empire. Let's talk specifics and find the right amount of money for you!
Got stellar credit? Great! Not so perfect? No worries! We’ve got options for various credit ratings because we believe in second chances and great business ideas.
Think of your monthly repayments as your business’s gym membership - regular, manageable, and helping you grow stronger. We'll work with you to make sure they fit your budget.
Yep, you can! Some lenders offer a discount on future interest, others may still ask for the full interest amount - it depends. Either way, we’ll make sure everything’s clear before you decide.
We keep it transparent. Your total amount will include the loan amount plus interest. No hidden fees or sneaky charges—just straightforward numbers.
We offer flexible repayment schedules to suit your business’s cash flow. Weekly, monthly, bi-monthly—you name it, we’ll sort it. Because we know every business owner has unique needs.
From working capital loans to equipment financing, a business credit card and even VAT loans, we’ve got a type of loan for every need. We offer short-term loans from 3 to 12 months, or long term up to 6 years. Just ask!
We generally offer a fixed interest rate, meaning no nasty surprises if the market changes. Your repayments stay the same, so you can plan your finances without any ”what ifs.” However, if you want to opt for a variable rate that changes alongside the market’s ups and downs, go for it!
Speed is our middle name! Apply today, and you could see the amount of money you need in your bank account in a matter of hours. Perfect for business owners on the go.
60 second enquiry. 6 Questions. Instant decision. Just like that. Click below to start your enquiry.
One small request, please? If you could prepare your paperwork, we'll all be in the best position to get you funded ASAP!
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Terms work case-by-case, and we'll do our best to find you the loan that fits you like your favourite comfy tee.
