Free report showing how thousands of UK business owners are actually accessing finance, what's holding them back, and why traditional banks just aren't cutting it.
What we discovered was eye opening:
of SMEs will need external finance this year
missed opportunities in 2025 because funding wasn't there when they needed it
of businesses that applied for funding got approved



Banks? Brokers? Alternative lenders? Who's using what, and why traditional banks are losing ground.
Rising costs and cash flow gaps top the list, but late payments and supplier pressure aren't far behind.
Speed matters. Flexibility matters. Endless paperwork and three-week approval times? Not so much.
Construction businesses need funding differently than hospitality. Retail has different pain points than manufacturing. We break it all down.
London businesses access finance differently than those in Wales or the East Midlands. Location matters more than you'd think.
Where business owners are confident, what worries them, and how they're planning to handle rising costs and tax burdens.



